LBS Insurance Group
Serving Northern Wisconsin Since 1958
 LBS Insurance Group is a professional agency serving Wisconsin, Michigan and Minnesota!
 
Web Site Terms of Use

January 2010

This web site is an information service provided by LBS Insurance Group herein after known as "the agency".

By using the web site, you agree to be bound by this Terms of Use Agreement. This Terms of Use Agreement, all intellectual property issues, and your rights and obligations shall be governed by the laws of the United States of America and the State of Wisconsin governing contracts wholly entered into and wholly performed within Wisconsin.

The agency may change this Terms of Use Agreement at any time. When the terms are changed, the changes will appear in this document. By using the web site after any change in the Terms of Use Agreement is posted, you agree to be bound by all of the changes as well. You should consult this page each time you access the web site

This Terms of Use Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision of this Agreement is invalid under applicable law, the remaining provisions will continue in full force and effect.

The agency may discontinue or change the web site, or its availability to you, at any time without notice.

Privacy Policy
LBS Insurance Group
Privacy Policy

Copyright and Limitations on Use
The information available through this web site is the property of the agency or its licensors and is protected by copyright and other intellectual property laws. Information received through the web site may be displayed, reformatted and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the information received through the web site to anyone, including but not limited to others in the same company or organization, without the express prior written consent of the agency.. The web site includes facts, views, opinions and recommendations of individuals and organizations deemed of interest. The agency does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions or recommendations.

Third-Party Content
The agency and its agents are in no way responsible for the content of any site owned by a third party that may be linked to The agency Web site via hyperlink, whether such hyperlink is provided by The agency LBS Insurance Group or by a third party. The fact that we have provided a link to a site is NOT endorsement, authorization, sponsorship, or affiliation by us with respect to such site, its owners or its providers.

Disclaimer of Warranties and Liability
Due to the number of sources from which information on this web site may be obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such information and the web site.

The web site may contain generic descriptions of coverage provided by various insurance policies. Any description of coverage on this web site is not a guarantee of the coverage provided on your policy purchased through this agency, or any other insurance policy you may currently own or purchase in the future. To verify coverage provided on your specific policy or a policy you are contemplating purchasing, you should contact the agency directly or the insurance carrier that issued, or will potentially issue the policy.

THE AGENCY AND ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE NEWS AND INFORMATION AVAILABLE THROUGH THE WEB SITE, OR THE WEB SITE ITSELF. NEITHER THE AGENCY NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE WEB SITE AND ANY NEWS AND INFORMATION THROUGH THE WEB SITE. IN NO EVENT WILL THE AGENCY, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH INFORMATION OR FOR ANY CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF THE AGENCY, ITS AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY WAY CONNECTED WITH THE WEB SITE OR THE INFORMATION IN THE WEB SITE SHALL NOT EXCEED THE AMOUNT YOU PAID TO THE AGENCY FOR USE OF THE SERVICE.

Limitation of Liability
The agency and its agents are not liable under any circumstances — including but not limited to negligence — for any special or consequential damages that may result from the use of, or the inability to use, the materials on this site, even if the agency and its agents have been advised of the possibility of such damages.

In no event shall the agency and its agents' total liability to you for damages, losses, and causes of action — whether in contract, tort (including, but not limited to, negligence), or otherwise — exceed the amount paid by you, if any, for accessing the agency’s site.

 

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